ramafinance.co.za

About ramafinance

When the world moves quickly, it’s easy to be left behind. With RamaFinance instant loans, you can keep up with your finances, enjoy financial freedom, and live in the moment.

RamaFinance loans are easily applied for, approved, and transferred within the same day. To start the application process for a loan you simply need to fill out the application.

We offer paperless, same-day loans that allow you to borrow up to R4,500,000.00 All loans are subject to approval.

At RamaFinance, we want to help you by providing the best service. Using the latest technology, our paperless credit solution is hassle-free, fast, and dependable.

This online process ensures your information is protected and secured. Blink Finance is accredited with the National Credit Act and guarantees great rates for our clients.

Need money now? Blink Finance is the answer. Let us solve your financial needs with a same-day loan today.

For more information about our loans, please contact us.

Discover the World with Ramafinance!

When the world moves quickly, it’s easy to be left behind. With RamaFinance instant loans of up R4,500,000.00, you can keep up with your finances, enjoy financial freedom, and live in the moment.
RamaFinance loans are easily applied for, approved, and transferred within the same day.

To start the application process for a loan you simply need to fill out the application.
We offer paperless, same-day loans that allow you to borrow up to R50,000. All loans are subject to approval.
At RamaFinance, we want to help you by providing the best service. Using the latest technology, our paperless credit solution is hassle-free, fast, and dependable.
This online process ensures your information is protected and secured. Blink Finance is accredited with the National Credit Act and guarantees great rates for our clients.
Need money now? Blink Finance is the answer. Let us solve your financial needs with a same-day loan today.
For more information about our loans, please contact us.

Frequently Asked Questions

Please reach us at if you cannot find an answer to your question.

What do I need to qualify for a loan?

You need to provide your ID document and above 18 years of age. You also need to be employed and have a valid bank account.

How much can I borrow?

If you are a new client we will limit your borrowing to a maximum of R1,500,000.00. and for repeated loan amount of R4,500,000.00.

How long before I receive the money?

We leave that decision up to you. We always make payments the same day that your loan is approved. It then takes 24 hours for the money to reflect in your account, but it is also possible to make an immediate payment at a small service fee of R57, and the money will be available in your account immediately.

What if I have a bad credit record?

We do a credit check on your name, but if you have a bad credit record, it does not necessarily mean that we will not be able to assist you. We consider a lot of other factors as well, and if we feel comfortable that you will be able to repay the loan that you made, we will definitely consider your application.

Will I be able to receive the money in cash or is it paid into my bank account?

We do not make any cash pay-outs to any of our clients. All payments are made directly into the same bank account that you use to receive your salary. Therefore your bank account needs to be active and you have to be able to make cash withdrawals on that account.

What personal info does RamaFinance need to process my loan application?

You will need to complete the online application form. On this form you need to give us your contact details, physical address and postal address, employer details and a breakdown of your income(s) and expenses. You obviously need to provide us with your banking details as well, as we need to pay the money into your account and load the debit order(s) for your installment(s).

Is it safe to give all the required information to RamaFinance?

Yes it definitely is. Please go to our privacy policy where you can read more about the ins-and-outs of what we do with your information.

Who is RamaFinance accredited with?

We are accredited with the National Credit Regulator and that enables us to provide short term loans to the whole of South Africa. We are fully compliant and active.

Do I need to be employed?

Yes, you need to be employed and earn a regular salary that is paid into your bank account.

Can I qualify for a loan if I have existing debt?

We always do a credit check and a financial needs analysis when you apply for a loan. This means that we evaluate your financial situation every time you apply. This enables us to lend you money, even if you have existing debt.

How do the repayments work?

When you apply for a loan, you can choose the period that you would like to repay the loan. We load a debit order on your account and every time you get paid an instalLment is deducted from your account. This means that you don't have to worry about making cash deposits or any other form of repayment arrangement; everything is done automatically.

How does it work if I am not able to pay back the agreed installment in time?

We understand that certain things happen in life that you have no control over. That is why we will always try and accommodate your situation and make alternative arrangements where we can. The most important part to remember is to always communicate with us. We will not be able to assist you and come to some form of arrangement if we don't know what's going on.

How does it work if I don't repay my loan at all?

If we are not able to work out some form of arrangement with you and you don't repay your loan, we will be forced to hand your account over to the legal department, and ultimately to a debt collecting company. This will mean a LOT of unnecessary costs for you, and it will also affect your chances of qualifying for a loan anywhere else in future. That is why we urge our clients to communicate with us if they are experiencing some financial difficulties, we are always willing to revise your repayment plan and help you out where we can.

How does it work if I don't repay my loan at all?

Does RamaFinance require any form of upfront payment in order to secure my loan?

RamaFinance would never ask for any upfront payment to secure a loan.

Can I WhatsApp Blink Finance?

RamaFinance on whatsapp @ +27719298911

Mon	09:00 – 17:00
Tue	09:00 – 17:00
Wed	09:00 – 17:00
Thu	09:00 – 17:00
Fri	09:00 – 17:00
Sat	Closed
Sun	Closed

YOUR HOME OF PERSONAL AND BUSINESS LOANS

YOUR HOME OF PERSONAL AND BUSINESS LOANS

Application Form

Apply Now

About ramafinance

Discover the World with Ramafinance!

Frequently Asked Questions

Contact Us

Better yet, give us a call or visit our office!

ramafinance.co.za

Hours

Subscribe

YOUR HOME OF PERSONAL AND BUSINESS LOANS

YOUR HOME OF PERSONAL AND BUSINESS LOANS

Application Form

Apply Now

About ramafinance

Discover the World with Ramafinance!

Frequently Asked Questions

Contact Us

Better yet, give us a call or visit our office!

ramafinance.co.za

Hours

Subscribe

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